Investing | Personal Finance Questions and Answers for Young Professionals

Young Investors Need Not Worry About Down Markets

Monday, August 25, 2008

There is a nice article on about.com called Down Markets Good for Many Investors, talking about how a down market can be a good thing for your young 401k. Being a young professional, you have many years ahead before retirement. This gives our 401k’s and other mutual fund investments plenty of time to turn around. The [...]

What are ETF’s and how do they work?

Wednesday, January 30, 2008

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“What are ETF’s? ” is a question I hear all the time from my friends. What are Exchange-Traded Funds? At the most basic level, ETFs are just what their name implies: baskets of securities that are traded, like individual stocks, on an exchange (all available offerings currently trade on the American Stock Exchange). Unlike regular open-end mutual [...]

REITs

Thursday, January 3, 2008

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A lot of people have never heard of REITs but they have proven to me excellent investment vehicles. What are REITs? A Real Estate Investment Trust, or REIT, is a company that owns, and in most cases, operates income-producing real estate. Some REITs finance real estate. To be a REIT, a company must distribute at least 90% [...]

Investing vs. Speculating

Monday, December 3, 2007

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For those of you who have never invested into stocks before, this may come a surprise. Before you begin buying stocks you should learn the difference between what is investing and what is speculating. Most amateur investors are nothing more then speculators, they buy and sell stocks for irrational reasons. Before you buy any stock [...]