Archive | March, 2008

My Rule of 3 When Planning My Finances

31. March 2008

2 Comments

3 weeks – Immediate funds: You want to plan out your funds for the next 3 weeks. You have bills coming up, credit card payments. Take time to schedule them in advance so you do not endure any finance charges for missed or late payments. Check often because the more credit cards and bills you have [...]

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Something everyone needs to read

28. March 2008

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http://www.mises.org/story/2926 I’m interested in hearing your comments.  

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100 best places to live and launch

26. March 2008

1 Comment

I’m not sure how many of you have though of starting your own business but I’m sure there is a lot you need to know. I was looking at best places to start your own business on cnnmoney and apparently in the top 10 is a town from Massachusetts, Franklin to be exact. Here is [...]

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What’s your credit card APR?

25. March 2008

16 Comments

I was talking to a buddy of mine last night and he asked me “What is a good APR for people our age?” I told him that 18-20% is pretty average for people new to credit. An APR of less than 10% is considered above average credit.

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Buying your first house

24. March 2008

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Hey guys I know there have been a lot of questions about buying a house, there are a couple of interesting articles that I came across recently. One is from Reuters and one is from MSN money. There are a lot of good tips in this one: http://features.us.reuters.com/personalfinance/news/N19600119.html -Take your time -Check your credit score -Prequalify for a mortgage -Check [...]

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What do people want to read more of?

24. March 2008

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Are people more interested in reading about investing and market news? Or are people more interested in financial advice and tips? The recent activity on the site is more about investments and certain stocks. That seems to be the most popular so far. What are the readers interested in?

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403B Fund Options

20. March 2008

23 Comments

I wanted to write up a nice post regarding my 403b funds but I currently don’t have any time since I swarmed at work. Here’s the list of my fund options and I’m sorry I couldnt post there morningstar pages because I’m busy… Maybe Paul can post those for you guys. I would love to see [...]

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solution for the housing crisis

20. March 2008

11 Comments

So right now there are a ton of houses out there that are actually worth less than the debt that people owe on them. Since lenders arnt seeming to restructure the mortgages, why wouldn’t people default on their loans if they are expected to pay back more than the house is worth. Possible solution: Since the choice [...]

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403b Plan

19. March 2008

6 Comments

Hey guys, As the title suggests I’ll be enrolling in my companies 403b plan. I’d like to ask you guys some general questions and hopefully get everybody’s opinions on things. Below is my companies policies for our 403b plan. Just some basic information for you guys. I’ll be making another post regarding the funds. Company Vesting [...]

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Is the crisis over or has it just begun?

19. March 2008

12 Comments

Although, for some of you, the crisis never happened right? Everything has been hunky dory, no reason to panic. Well, I’d like to talk to the other people, the one’s who at least listened to reason and fact. So we had/have a credit crisis. So the fear of the crisis was that due to the intermingling [...]

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