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6 things you should do before 2010
by CharlesSchwab Manage your investments for potential tax savings It’s smart to think ahead—especially if your investments have fallen behind. If you decide to sell losing assets before year-end, you can use those capital losses to offset taxable capital gains. Review your portfolio Major market swings can cause your investment allocations to shift. By rebalancing, you can restore [...]
Continue reading...How hard is your money working?
19. September 2009
I thought it would be interesting to share how I’ve been milking free money so far this year. Every little bit helps and you can see how all the interest and cash back add up. Here’s a list of my effortless income/savings on the side. Bank Name Type Amount Notes Ally Bank Interest $198.29 MMA and Savings Citi Bank Shell Gas Rebates $295.37 5% cash back on [...]
Continue reading...Obama signs new Credit Card Bill. What does this really mean?
27. May 2009
Over the past 6th months I’ve seen my credit card interest rates drop to as low as 9.24%, just to be raised again in anticipation of the new credit card bill passed by President Obama, the “Credit Card Accountability, Responsibility and Disclosure Act.” The bill is intended to help consumers against credit card interest rate [...]
Continue reading...How to save your cash back bonus
20. May 2009
As you may or may not know. The Chase Freedom card is changing terms on you. They will be getting rid of the triple rewards in the top 3 categories where you spend the most and switch to rolling categories where you will earn triple rewards throughout the year. They decide on the category, which [...]
Continue reading...GMACBank is now AllyBank
15. May 2009
Where is GMACbank.com What happened to it? I tried to logon this morning to check my account and got an SSL security warning. This raise red flags for me because I’ve never had a problem with their site before. I then went to GMACbank.com and it said “Page not found”. I looked it up and it turns [...]
Continue reading...2009 Tax Brackets
11. March 2009
I was searching around for this and thought other people might be looking for it too. That’s all. 2009 tax rates and brackets These tables can help you estimate your tax bill For single taxpayers If taxable income is over – But not over – The tax is: $0 $8,350 10% of the amount over $0 $8,350 $33,950 $835 plus 15% [...]
Continue reading...Year end financial check up
4. December 2008
Manage your investments for potential tax savings Review your portfolio, evaluate gains and losses and decide whether to take action. Consider tax-loss harvesting or gifting strategies before December 31 to help offset capital gains and reduce taxes. Give your portfolio a checkup Assess your portfolio and make sure it’s positioned to meet your goals. Maximize retirement plan contributions [...]
Continue reading...The Forbes 400 Richest Americans: 1 – Bill Gates
18. September 2008
While most of us are struggling to save money, and pay for gas, there are many Americans that have nothing to worry about.
Continue reading...Young Investors Need Not Worry About Down Markets
25. August 2008
There is a nice article on about.com called Down Markets Good for Many Investors, talking about how a down market can be a good thing for your young 401k. Being a young professional, you have many years ahead before retirement. This gives our 401k’s and other mutual fund investments plenty of time to turn around. The [...]
Continue reading...A step by step guide to gaining control of your financial life from CNN. Money
2. July 2008
link You can get more detail on each lesson if you follow the link. LESSON 1 Setting priorities Here’s help for the first — and often the hardest — step in achieving your financial goals: deciding which goals to pursue. LESSON 2 Making a budget How to bring your spending under control, so that you get the most [...]
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- Amy Bohnker: My girlfriends and myself have been getting this g...
- campingferie: hi, its an very informative article on IRS & t...
- Gregory Despain: Great comment about investments...
- Kathey Almas: thanks for an interesting post, I really liked how...
- A Kasser: I should have read this back in 2009. I feel not p...
Market Watch
| DJIA | 10580.10 | ||
| NASDAQ | 2357.96 | ||
| S&P 500 | 1146.68 | ||
| GOOG | 570.60 | ||
| AAPL | 224.57 | ||
| NVDA | 17.57 | ||
| V | 90.96 |
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1. December 2009
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