Comments on: Where is the safest place to invest your money in a recession? http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/ investing, money, credit card debt, 401k, roth ira, credit cards, make money, personal finance, savings, retirement planning, free money, roth ira contribution, financial advice, free financial advice, online financial advice, savings account, money market, roth ira rules Thu, 02 Sep 2010 20:38:11 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: pbucelwicz http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/comment-page-1/#comment-610 pbucelwicz Tue, 26 Aug 2008 20:15:54 +0000 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/#comment-610 Oh nice, I see. Move to cash investments, CD/MMA for the short term while you wait to buy in when the market starts to come around again? Oh nice, I see. Move to cash investments, CD/MMA for the short term while you wait to buy in when the market starts to come around again?

]]> By: sergik12 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/comment-page-1/#comment-598 sergik12 Mon, 25 Aug 2008 19:11:46 +0000 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/#comment-598 Well think of it this way if you were long SP500 on OCT 09,2007 when SP500 was at 1565 you would have saved your self 17.4% since SP500 closed at 1292 on friday, if you were all cash since OCT. You would also be able to now buy in at a significant discount. By moving to cash i don't mean holding bags of cash or moving the money to your checking account. By cash I mean bying a CD. Treasury Inflation-Protected Securities (TIPS) Treasury Inflation-Protected Securities, or TIPS, provide protection against inflation. The principal of a TIPS increases with inflation and decreases with deflation, as measured by the Consumer Price Index. When a TIPS matures, you are paid the adjusted principal or original principal, whichever is greater. TIPS pay interest twice a year, at a fixed rate. The rate is applied to the adjusted principal; so, like the principal, interest payments rise with inflation and fall with deflation. You can buy TIPS from us in TreasuryDirect and Legacy Treasury Direct through non-competitive bidding. Starting in January 2007, the 20-year TIPS is no longer sold in Legacy Treasury Direct, but it continues to be available in TreasuryDirect. Well think of it this way if you were long SP500 on OCT 09,2007 when SP500 was at 1565 you would have saved your self 17.4% since SP500 closed at 1292 on friday, if you were all cash since OCT. You would also be able to now buy in at a significant discount. By moving to cash i don’t mean holding bags of cash or moving the money to your checking account. By cash I mean bying a CD.

Treasury Inflation-Protected Securities (TIPS)
Treasury Inflation-Protected Securities, or TIPS, provide protection against inflation. The principal of a TIPS increases with inflation and decreases with deflation, as measured by the Consumer Price Index. When a TIPS matures, you are paid the adjusted principal or original principal, whichever is greater.

TIPS pay interest twice a year, at a fixed rate. The rate is applied to the adjusted principal; so, like the principal, interest payments rise with inflation and fall with deflation.

You can buy TIPS from us in TreasuryDirect and Legacy Treasury Direct through non-competitive bidding. Starting in January 2007, the 20-year TIPS is no longer sold in Legacy Treasury Direct, but it continues to be available in TreasuryDirect.

]]> By: pbucelwicz http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/comment-page-1/#comment-597 pbucelwicz Mon, 25 Aug 2008 19:05:15 +0000 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/#comment-597 Does moving into cash really help you? Are the rates better than inflation? What are TIPS? Does moving into cash really help you? Are the rates better than inflation?

What are TIPS?

]]> By: sergik12 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/comment-page-1/#comment-596 sergik12 Mon, 25 Aug 2008 14:17:47 +0000 http://moneyanswertree.com/archives/193/where-is-the-safest-place-to-invest-your-money-in-a-recession/#comment-596 A lot of people that I know have moved into cash or TIPS. I have an inflation protected fund in my 401k that I've taken a position in. Otherwise I'm just looking for good buy opportunities. A lot of people that I know have moved into cash or TIPS. I have an inflation protected fund in my 401k that I’ve taken a position in. Otherwise I’m just looking for good buy opportunities.

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